T&B Auto Sales, Inc. home

Commercial Financing

Financing built for businesses.

Apply online with ElmBlue, our financing partner, in 2 to 3 minutes and get a credit decision the same day.

Two ways to start.

Apply when you are ready to buy, or check your budget first.

Checking your budget first

Get prequalified.

Answer a few questions through 700Credit and see where you stand before you apply. Checking does not affect your credit.

Get prequalified (opens in a new tab)

How it works.

Three steps from application to a truck on the job.

  1. 01

    Apply online.

    Fill out ElmBlue's application in 2 to 3 minutes.

  2. 02

    Get a decision.

    ElmBlue comes back with a credit decision the same day.

  3. 03

    Put it to work.

    Pick it up on our lot in Bryant, or we deliver it to your door in any of the 48 contiguous states.

Do you qualify?

ElmBlue looks at how long you have been in business and your credit.

Established businesses

  • In business 2 years or more
  • FICO score of 640 or higher
  • 3 or more credit tradelines

Newer businesses

  • In business less than 2 years
  • Personal credit score of 700 or higher
  • 3 or more credit tradelines
  • An active business entity and business bank account

The terms.

Your rate is set when you are approved.

  • 24 to 72month terms
  • $10,000minimum financed
  • Same daycredit decision

Equipment financed this way may qualify for the Section 179 deduction, so ask your tax advisor.

Straight answers.

We cannot promise an approval, and anyone who does is not being honest with you.

Using your own bank? That works too. Bring your approval and we will work with your lender.

We deliver to all 48 contiguous states, and delivery is quoted per job based on where the vehicle is going.

We quote extended warranty coverage with the vehicle, before you sign.

Questions before you apply?

Call (501) 847-2727 and talk to the lot directly.